Finance

Modern Portfolio Theory

I’m not going to reiterate my disclaimer with every post other than this: You are reading what amounts to financial advice from a guy who has no credentials and no expertise–it’s just what I’m finding in reviewing my own financial situation. View it as a wake up call and nothing more. Modern Portfolio Theory (MPT) …

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The Retirement Trap

What would your savings look like if you spent the last 30 years unemployed? I know mine would be very zen–like the sound of one hand clapping. And yet that’s what you’re planning to do as you consider retirement. If you retire at 65 it’s not out of the question that you’ll live to 95. …

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Zero Sum

Here’s my disclaimer again:  Anyone taking financial advice from me without checking every concept for themselves is simply nuts. So please, consider what I say here to be at the very most an index for your own investigations. If you take my “advice” as some kind of intelligent and actionable wisdom, then you are making …

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Taking Responsibility

I’m a self-confessed financial moron. Well, I’ve been working hard on that, so I’m all the way up to idiot. Anyone taking advice from me without checking every concept for themselves is simply nuts. So please, consider what I say here to be at the very most an index for your own investigations. If you …

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